fintech software development services

EPAM Anywhere Business brings together the collective expertise of thousands of IT professionals to help financial startups and fintech rising stars gain a competitive advantage and build long-term success upon the latest technologies available.


We cover the entire range of services associated with financial product development and use the best talent available in the market to build software that drives revenue and incentivizes users to forever part with the old ways of transacting online.

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    Custom application development
    Take full advantage of developing bespoke fintech solutions with a laser-sharp focus on the needs and wants of your target audience. Own the code, adding new features when necessary.
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    Financial data management
    Effectively capture, process, store, and analyze data streams coming in from various channels. Take full advantage of data-driven analytics, advanced data visualizations and an executive dashboard.
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    UI/UX design
    Create highly personalized customer experiences and interfaces that your users will love. Exemplify superior design and the best software engineering practices in your mobile apps and web applications.
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    Expand your fintech solutions functionality by integrating them with any 3rd-party services and data sources. Build APIs enabling other services and developers to benefit from your products.
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    Cybersecurity and compliance
    Develop secure financial tools and services by design and ensure full protection of users’ data against the cyberthreats. Get certified for operating on the global financial market easier.
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    Process automation
    Reap the benefits of employing deep automation with the key business processes that are most vulnerable to data entry and validation errors.

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Tell us about your project


Get a head start on the competition using our global consulting and delivery teams. Leverage their extensive experience developing complex, distributed technology solutions for the financial industry to build reliable, scalable, and flexible fintech products.

From payment integrations to state-of-the-art wealth management and lending platforms, we have the right people and the know-how to see any project through to completion.

Online banking

Give your clients everything they’ve been dreaming about for secure, reliable, and user-friendly online and mobile banking. Boost engagement and awareness of your new services, reduce the need for offline visits and make your online banking suite an indisputable USP.

Payment gateways

Build your own payment systems with unique service offerings and monetization mechanisms to facilitate C2B, B2B, C2C payments and P2P lending operations. Turn them into full-fledged online services or make them a part of your eCommerce platform, generating extra revenue.

Wealth management solutions

Implement intelligent automation and AI-driven prediction algorithms to help financial advisors and client relationship managers effectively guide their clients toward investment goals while offering highly personalized service at every stage of the process.

Electronic trading platforms

Capitalize on the ever-growing demand for digital banking, exchange and trading platforms offering smart trading automation, the advanced mobility features supporting a wide range of conventional and digital currencies, as well as other types of digital assets.

Back-office management

Take advantage of centralized, unified backends tying together various components of your financial services, and get an ultrawide, bird-eye view of your business processes, beautifully presented visually for the convenience of financial executives and data analysts.

Advanced tech

Harness the power of bleeding-edge technologies, including AI/ML, big data, and blockchain, to drastically improve the quality of financial predictions and fraud detection, achieve unparalleled data integrity and take your KYC practices to a whole new level.

Who we serve

  • Financial Startups
  • Technology Providers
  • Retail & Commercial Banks
  • Insurance Providers
  • Market Data Providers
  • Exchanges & Brokerages

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Tell us about your project


Every software implementation is unique and the choice of technologies is dictated by various factors, from the expected intensity of data processing operations and the level of commercial risks associated with future maintenance to the availability of the right specialists.

EPAM Anywhere Business evaluates all functional and nonfunctional requirements for every project and picks technologies with the highest potential impact on business outcomes.


Backend and APIs

  • Ruby on Rails
  • Microsoft.NET
  • C#
  • .NET Core



  • Angular
  • React
  • HTML5
  • CSS3


  • Google Cloud
  • IBM Cloud
  • Digital Ocean
  • Heroku


  • ArangoDB
  • MongoDB
  • Cassandra
  • Kibana


Native mobile

  • iOS
  • Android
  • Swift
  • Java



  • Xamarin
  • React Native
  • Flutter
  • Codename One

Development tools

  • Docker
  • Vagrant
  • Ansible
  • Terraform



  • Scikit-learn
  • Keras
  • NLTK
  • Amazon Mechanical Turk


We partner with a number of the world’s most innovative software companies to help drive next-gen solutions to today’s largest technological challenges.

Our partners (Financial Services)Our partners (Financial Services)

Hire a dedicated software development team
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Tell us about your project


EPAM Anywhere Business combines the domain expertise and technical capabilities of its parent company EPAM with its own proprietary methods of delivering innovations and driving clients’ projects to success. Below are a few examples of the types of projects that EPAM Anywhere Business can deliver for fintech startups, SMBs and, of course, large enterprises working in the financial market.

CitiConcierge for the Citibank

As part of a global competition to create a cutting-edge, consumer-focused application for Citi’s Digital Banking Platforms, EPAM developed an innovative, mobile-ready suite of digital products that completely transformed the way clients and banks interact offline. Meet CitiConcierge. Utilizing micro-location sensors (iBeacons) from Gimbal and a local branch’s WiFi network, the application enables a highly personalized banking experience. CitiConcierge consists of several components covering all usage scenarios at a particular branch. The product won the competition by a considerable margin and CitiBank is now working to integrate the solution into their Smart Branch platform.

CitiConcierge for the Citibank
  • CitiConcierge: this client-facing app provides account access and special in-branch only functionality, resulting in a totally personalized experience.
  • BankerConcierge: an iPad app built for Personal Banking representatives that provides real-time snapshots of accounts, customer details, and more — the instant the customer walks through the door.
  • TellerConcierge: this touch-optimized app offers a convenient interface that gives tellers transaction details and just-in-time information about account holders standing at their window.
  • ManagerConcierge: the manager app offers views of all explicit and implicit data harvested from the Concierge ecosystem, such as transaction times, real-time user feedback, wait times, branch efficiency, and more.

What sets EPAM Anywhere Business apart



We have created an innovative service delivery platform that ensures fast and easy access to a vast and growing pool of IT experts specializing in a variety of technologies and business domains.



Our proprietary AI-powered onboarding engine automatically picks the best experts for the job while our streamlined project initiation processes guarantee the shortest lead-in time for any project.



Take full advantage of the flexibility that is in the DNA of our platform. Whenever your project requires a boost, we will provide the extra manpower as needed - much like a cloud would do with computing power.



We offer rock-solid protection of our clients’ intellectual property at every level: from rigorous security policies and NDAs to secure development environments and strict adherence to GDPR/PII regulations.

Hire a dedicated software development team
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Tell us about your project

We found working with EPAM has been a true partnership, where they’ve proven themselves to be a reliable, trustworthy and hardworking team that has really helped us push the boundary of customer-centric innovation.


We chose EPAM Anywhere Business to develop a native mobile extension of an existing enterprise application. They were able to quickly identify the needs of our project and collaborate with key individuals within our organization to not only deliver the application on-time, but make significant improvements to our existing core application.


The trusted EPAM team has helped us push the boundaries of customer-centric innovation. With programs like Horizon 4, we need the ability of our development partners to stay on track. And EPAM stands for that.